Jurnal Maps (Manajemen Perbankan Syariah)

Penerimaan dan Penggunaan SuperApp BYOND BSI: Ekstensi Teori Technology Acceptance Model

2025-01-15T21:19:19-05:00

Bank Syariah Indonesia launched SuperApp BYOND by BSI as the successor to the BSI mobile banking app, featuring innovations such as high-level cyber security, easy access to BSI products, and social and spiritual service features. Customer's acceptance and use of this application is still a challenge that needs attention. This research uses a quantitative method with the Technology Acceptance Model theory approach. The objective was to determine the factors that influence BSI customers' acceptance of BYOND SuperApp. The results of this research found that TAM components such as perceived usefulness, perceived convenience, attitudes, intentions, and trust affect the use of the BYOND by BSI mobile banking application by customers. As a result, feature development, security enhancement, and customer education are strategic steps to support the successful implementation of mobile banking technology in Indonesia.

Antaseden Minat Penggunaan Bank Aladin Syariah : Pendekatan Teori TAM 3

2025-01-13T01:44:01-05:00

This research was investigated to determine the influence of digital literacy, perceived usefulness, and perceived convenience on interest in using Aladin sharia banking services in Surakarta using TAM 3 theory. The research method used is quantitative method. Then for sampling using non probability techniques with purposive sampling techniques. In this study the population size is unknown so it uses the lemeshow formula. This study shows that partially, digital literacy, perception of usefulness and perception of ease of use have a positive and significant influence on interest in using Bank Aladin Syariah services. Simultaneously, the attachment between digital literacy, perception of usefulness, and perception of convenience can be seen from the R value and the Adjusted R Square value which shows that all X variables are able to contribute 79.3% to the Y variable, and the remaining 20.7% comes from the variables that were not studied.

Analisis Kualitas Layanan dan Fasilitas terhadap Kepuasan Siswa menggunakan Data Mining

2025-02-02T21:06:57-05:00

Based on the observations, this study was motivated by the fluctuating number of students at Al Ma’soem School during the 2021-2024 period. The purpose of this research is to determine the level of student satisfaction measured from the quality of facility services. The research method employed is quantitative associative with the support of data mining. The object of this research is the satisfaction of elementary, junior high and high school students of Al Ma'soem by using primary data and data collection techniques in the form of observations, interviews, literature studies, questionnaires and tests. The population in this study is all Al Ma'soem students as many as 2,462 students, while the sample taken is 660 students. The results obtained show that on average 81% are satisfied. Thus, the quality of facility services has a significant relationship with the level of student satisfaction. Improving facility services not only enhances student satisfaction but also supports the effectiveness of learning in the Al Ma’soem Boarding School environment.

Pengaruh Kompensasi, Lingkungan Kerja dan Motivasi Kerja terhadap Kinerja Karyawan PT BPRS Sukowati Sragen

2025-01-03T05:49:11-05:00

This study to determine the influence of compensation, work environment and work motivation on the performance of employees of PT BPRS Sukowati Sragen. The method used for this research is a quantitative method with saturated sampling. The number of population and sampel in this study is 90 employees of PT BPRS Sukowati Sragen. Primary data for this study was collected by distributing quetionnaires to all employees of PT BPRS Sukowati Sragen. The data processing of this study uses SPSS 23.0. The result of this study are: 1) Compentation has a significant positive effect on the performance of PT BPRS Sukowati Sragen employees with a sig. < 0,05 (0,000 < 0,05) ; 2) The work environment has a significant positive effect on the performance of PT BPRS Sukowati Sragen employees with a sig. < 0,05 (0,001< 0,05) ; 3) Work motivation has a significant positive effect on employee performance with the calculation of sig.< 0,05 (0,038 < 0,05). Meanwhile, based on the result of the F test, the three variables have a simultaneous effect with F calculation (23,475) > F table (2,71) on the performance of PT BPRS Sukowati Sragen employees.

Pengaruh Rasio Likuiditas dan Solvabilitas terhadap ROA pada Perbankan Syariah yang Terdaftar di ISSI

2025-01-13T01:31:29-05:00

This study analyzes the effect of liquidity ratio, namely Financing to Deposit Ratio (FDR), and solvency ratio, namely Capital Adequacy Ratio (CAR), on the financial performance of Islamic banks listed on the Indonesia Sharia Stock Index (ISSI), focusing on Return on Assets (ROA). Using a quantitative approach and panel regression analysis of data from the financial statements of Islamic banks for the period 2019-2023, the results showed that FDR has a positive and significant effect on ROA, which means that an increase in financing distribution contributes to profitability. In contrast, CAR shows a negative and significant influence on ROA, where too high a level of capital can reduce bank profitability. Simultaneously, FDR and CAR explain 70.38% of the variation in ROA, confirming the importance of balance in liquidity and capital management. This study provides theoretical and practical contributions in the management of financial ratios of Islamic banks, and recommends that Islamic banks increase prudent financing distribution and allocate excess capital for productive activities according to sharia principles.

Lerak Detergen Campaign sebagai Utilization of Social Media Content dalam Green Awareness serta Green Lifestyle

2025-03-30T12:16:53-04:00

This research aims to analyze the influence of social media content on green awareness and its impact on green lifestyle, specifically through the campaign of Lerak detergent as an environmentally friendly household product. The background of this study is the increasing urgency of environmental sustainability and the low level of public awareness regarding the use of natural-based cleaning products. The study uses a quantitative approach with a causal design, involving 300 respondents selected using cluster sampling across six regions in Indonesia. Data were collected through questionnaires, interviews, and field observations. The analysis was conducted using PLS-SEM. The results show that social media content has a significant positive effect on green awareness (path coefficient = 0.72; p < 0.001), which in turn significantly affects green lifestyle (path coefficient = 0.58; p < 0.001). Social media content also directly influences green lifestyle (path coefficient = 0.36; p < 0.001). These findings highlight the role of digital campaigns in increasing public understanding and adoption of sustainable consumption behaviors. Lerak detergent, as a local natural product, demonstrates strong potential when promoted through well-structured social media content.

Mapping Topic Relationships in Metaverse Research in Digital Business : A Co-Occurrence Approach

2025-03-30T12:18:39-04:00

The metaverse, a virtual world integrated with real life, has attracted significant attention from both academic and industrial research communities. Projections estimate a market value of $800 billion by 2024. However, the majority of metaverse research to date has focused exclusively on technical aspects and specific applications. This research aims to map the inter-topic relationships in metaverse literature and digital business through bibliometric analysis, specifically co-occurrence analysis, to identify existing trends and patterns. Quantitative analysis, through bibliometric evaluation and descriptive statistics, was performed on the Scopus database, yielding 130 relevant articles from 2000 to 2024. The results indicated that "e-commerce" emerged as the predominant topic, followed by "augmented reality" and "virtual reality," underscoring its significance within the digital business landscape. The analysis identified six primary clusters: (1) Digital Transformation and Digital Economy, (2) E-Commerce and Customer Experience, (3) Consumer Behavior and Social Media, (4) Innovation and Digital Technology, (5) Big Data and Cross-Border Trade, and (6) Trust and Virtual Worlds.

Pengaruh Struktur Modal dan Likuiditas terhadap ROA

2025-01-15T19:51:30-05:00

This study aims to analyze the influence of capital structure with Debt To Equity Ratio (DER) proxy and Liquidity with Current Ratio (CR) proxy on Return On Assets (ROA) in Bank Negara Indonesia (BNI) for the 2016-2023 period both partially and simultaneously. This type of research is an associative quantitative research, using secondary data obtained in the form of a time series, the sample in this study is the quarterly financial statements of Bank Negara Indonesia (BNI) for the 2016-2023 period. The data analysis technique uses the Classical Assumptions and Multiple Linear Regression method. The results of this study show that Debt To Equity Ratio has a significant effect on Return On Assets, while Current Ratio does not have a significant effect on Return On Assets . Then, the results simultaneously showed that Debt To Equity Ratio and Current Ratio had a significant effect on Return On Assets.