Analisis Pengaruh CAR, NPF, FDR, Inflasi, BI Rate terhadap Profitabilitas Bank Umum Syariah di Indonesia: Studi Masa Pandemi Covid-19

Authors

  • Leni Nur Pratiwi Program Studi Keuangan Syariah, Politeknik Negeri Bandung
  • Selvia Nuria Sari Jurusan Perbankan Syariah, IAIN Metro Lampung
  • Hilya Nisa Nur Fadhilah Program Studi Keuangan Syariah, Politeknik Negeri Bandung

DOI:

https://doi.org/10.32627/maps.v5i2.430

Keywords:

BI rate, CAR, FDR, Inflation, NPF, Probability

Abstract

Corona Virus disease 19 is one of the pandemics that has spread to almost all countries in the world, including Indonesia. As a result, it affects not only health sectors, but also the banking system of sharia commercial banks. The purpose of this study was to analyze the influence of CAR, NPF, FDR, Inflation, and BI Rate on the profitability of sharia commercial banks during the Covid-19 pandemic. This research is a quantitative study with secondary data, the number of samples of 10 sharia commercial banks with quarterly financial statements during 2020. This study used the data panel regression analysis method with Random Effect Model approach using Eviews version 9 analysis tool. The results of this study show that CAR has a positive and significant effect on ROA. Furthermore, NPF has a negative and significant effect on ROA. Meanwhile, FDR, Inflation, and Bi Rate have no significant effect on ROA.

Downloads

Published

2022-03-31

Issue

Vol. 5 No. 2 (2022)

Section

Articles

License

Authors who publish in Jurnal Maps (Manajemen Perbankan Syariah) agree to the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Attribution-NonCommercial-ShareAlike 4.0 International (CC BY-NC-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).